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financially in times of Coronavirus

Financial tips – how to behave financially in times of global pandemic

  1. Very important! DO NOT, under any circumstances, deposit funds online in trading/investing/advertising platforms, although it might look tempting to make money online from home especially if you are in quantity, but most of those company are looking for people who don’t have the knowledge and tell them the market is very volatile and there are great opportunities to make fast money, however it’s not true. Trading is a hard thing to do and requires lots of skills and knowledge, if you are willing to invest your funds please make it through your bank and licensed institutions in your country.
  2. If you are living in a country with a developed economy you probably have lost/forgotten funds, old savings, pensions in previous jobs etc…try to locate those funds to know exactly how much money you currently have, knowing the exact amount will help to make the necessary adjustments to the situation. You can use various website to locate those funds, or just call to your bank or if you have an accountant please contact him about it.
  3. Try to avoid ordering crucial things online, as it can take very long to get to you these days, if you urgently need something just go buy it in a local store even if it’s more expensive than ordering online.
  4. There are many false advertisements about purchasing Coronavirus checking kits, or offering some drug which they say can kill it, please don’t pay for anything before you doublecheck with your local health and law instructions.
  5. If you are currently holding stocks, please stay tuned to the news worldwide and the financial markets, try to minimize your exposure to the market these days as it not certain and any news might affect it to one way or the other. Try to liquidate as much funds as you can in terms of reason to avoid economical stress and panic which might lead you to make wrong decisions in the near future.
  6. Whether if you are self employed or and employee it is very important you know your financial rights. Contact your relevant government representatives to find out what you are eligible for and what you are suppose to get/do during this time.
  7. As it might be very tempting and reasonable to put your funds into non-government assets such as Bitcoin or other commodities, it is very risky and very uncertain area which might cause you a savvier financial loss. Keep your money in a safe place, whether your bank or any other government covered financial institution, let the professionals deal with the problems and don’t try to solve global problems on your own. If you are still willing to purchase cryptocurrencies and commodities please do it with a licensed, well-known wallets that has governmental support and license.
  8. There are scams online that so called “collecting donations” to help fight the virus, please stay away from it. If you’re willing to donate please use local channels to do it.
  9. These days many people looking for good opportunities to invest their money, opportunities that often a major crisis creates. Please speak with a professional or someone that you know personally, someone who can vouch for his words. Don’t rely on any advertisement that sounds too good to be true. Eve if the business is legit, it might lure you to invest money just to cover its losses and leave you with dets, please be careful about any investment you make these days.
  10. Financial behavior is as a very important issue in times like this, it helps you to stay calm and to focus on more important things like the safety of you and your love ones. Even in a regular situation money can make us very emotional for good and bad, that’s what money does as is our main source of living. Handling your money correctly in a time of crises can prevent you for unnecessary stress, will give you confidence to endure this whole situation, and also will affect on your common mood and behavior because when everything is ok with your money things will go better with your self-feeling and will affect your interaction with your environment and your closest circle of people. Most important! Dealing with your finance correctly will prevent you from jumping into things that you don’t know and taking an adventure which can lead you to make critical mistakes to your financial situation.

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